We’ll secure a homeowners insurance policy that will provide you with replacement cost value should your home be damaged due to fire or another covered peril. We’ll protect the dwelling itself, other structures such as a separate garage, and your personal property. Our staff will go over your liability exposures and determine the amount of personal liability appropriate to protect your assets should someone have an accident in your home or on your property and sue. Your policy will also provide you with the extra expenses you’ll incur if you need to stay at a hotel, for example, while repairs or rebuilding takes place due to a covered loss.
A complete review of your home will also allow us to determine if you have additional exposures, such as a swimming pool, that need extra protection. You may have valuables such as jewelry and fine art that require more coverage that is available in a standard home insurance policy. Additional endorsements can also be added to a standard homeowners insurance policy, including:
- Extended Replacement Cost Coverage
- Broadened Theft Protection Coverage
- Inflation Guard Coverage
- Expanded Credit Card Theft and Forgery Coverage
Our professionals will go over all the specifics with you.