How to Prepare Your Property for a Flood

You know a flood is coming. But what can you do? There are ways that you can limit the damage to your property if you know that a flood is coming, though (of course) your own safety should always take priority. Here are a few things that you can do to ready yourself for the storm.

Assume That the Water Will Get In

While you can place barriers around your doorways, you should generally assume the water will get in. The water pressure outside of your property is going to be many times the air pressure inside of your property. Place sandbags around your doors to limit the damage, but prepare for the eventuality that the water will get inside.

Connect to Your Local Weather Alert or Emergency Station

There’s always the possibility of being ordered to evacuate a flood zone. If you’re experiencing minor flooding, you may not think it’s a risk — but floods can get damaging very quickly. Make sure you’re connected to a local alert station, and that you’re able to see the alerts as they come in. When an evacuation is ordered, evacuate immediately.

Unplug Anything Electrical and Move It Above the Flood Level

Usually, anywhere from 12-inches to 18-inches above the floor is safe. (If the flood rises above that level, there will probably be more important, structural problems to deal with.) Electrical appliances should be unplugged and moved above that level, such as computers. Don’t forget things like extension cords: they could become hazardous when submerged.

Stack Furnishings Where They’re Least Likely to be Damaged

Put chairs on tables to protect them. Any upholstered item should go on top of things that are made of plastic and steel. Protect your wood items: they can swell and warp easily if subjected to long-term moisture. Empty out file cabinets and put files on top of things, especially from the lower drawers. Make sure things like cardboard boxes have been placed high on shelves.

Collect Anything You Need for an Emergency

During a flood, you should have a first aid kit, water, food, flashlights, and a charger for your phone. If you don’t have these items, you should buy them at a store in preparation, and store them somewhere safe and accessible in your property. Additional, useful items: space blankets and copies of your identification. Even in a commercial property, there is a possibility that you could become trapped.

If you’re preparing for a flood, that means you’re also likely to experience flood damage. There’s a limited amount you can do when a flood actually strikes, and there are very few things you can do to keep the water out of your property if the surrounding area is flooding. Do you have flood and earthquake insurance? If you need to protect your property, it’s time to review your commercial insurance options today. Contact David G. Sayles Insurance Services for more information.

About David G. Sayles Insurance Services

At David G. Sayles Insurance Services, we strive to protect the investments of homeowners like you. Our comprehensive policies are customized for you to provide the exact coverage you need. For more information, contact us today at (800) 439-0292.