Whether you’re a new or seasoned homeowner, there are always some core issues that come with home owning, and safety is near the top of everyone’s list. If you have Bergen County Homeowners Insurance, then that’s one less thing that you have to worry about, but homeowners insurance alone won’t keep your home safe from harm. In addition to your insurance coverage, you should take the right measures to improve the safety of your home and its residents.
Whether you’re a first-time homeowner or a family, this guide can help you take the proper precautions in your home. These are the crucial home safety tips for every homeowner, courtesy of Snappy Services.
Get a Home Inspection
When purchasing a new home, you’re going to want a professional to check out the nitty-gritty. You aren’t going to catch everything with your bare eyes, so that’s what a home inspector is for. A home inspection takes care of the entire house, focusing on every component meant to make the house run properly. It’s the best way to find out the true condition that your home is in. If you’ve taken out a mortgage, then this step is going to be a necessity by your lender, who makes sure that your home is livable. If damages or more are found, then it could alter what you end up paying on the house in the first place. You can ask the seller to pay for the repairs or prepare to deal with it in escrow.
Purchase Homeowners Insurance
If you truly want your home to remain safe, purchase some Bergen County Homeowners Insurance. It’s the most important step to keeping your home and it’s occupants safe and happy. Homeowners must provide proof of insurance to a lender before closing on the purchase of a home, so this step cannot be skipped. Insurance is an investment piece that you can’t do without, and you don’t want to wait until the disaster has already struck to obtain coverage.
Check Basic Essentials
Once you’re in your new home, check and make sure that all of the following are working properly:
- Smoke alarms
- Window locks
- Outside lights
- Carbon monoxide detectors
Replace batteries and light bulbs both on move-in and six months from that date. If your detectors are more than 10 years old, it’s time for an upgrade.
Every home is prone to a fire, especially those in fire-prone areas with a dry climate or terrain. Make sure you take some precautions. Purchase several fire extinguishers and store them around the house, plan out your exit route, and regularly check on your smoke alarms.
The first time you’re in your new home, you should change the locks. You never know who might still have a key. A home monitored security system might be something worth investing in as well.
Childproofing the House
If you’re a family with children, it’s going to be a given that you’ll want your home childproofed. This includes baby gates, protected electrical outlets and securing the bathroom and the kitchen.
These are just some of the things one can do to take precautions in their home.
About David G. Sayles Insurance Services
At David G. Sayles Insurance Services, we strive to protect the investments of homeowners like you. Our comprehensive policies are customized for you to provide the exact coverage you need. For more information, contact us today at (800) 439-0292.