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For general informational purposes only. Refer to your policy to determine the
exact definition of any term defined therein.
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David G. Sayles Insurance Services
Insurance Terms--X
- X, C and U Exclusions: Exclusions to
Property Liability
forms aimed principally at contractors and excavators. The exclusions deny payment for loss due to Explosion ("X"),
Collapse ("C") or Underground Damage ("U"). Explosion includes property damage arising from
blasting or explosion. Collapse includes structural property damage and property damage to any other property rising
out of grading of land, excavating, burrowing, filling or backfilling, tunneling, pile driving, or coffer dam or
caisson work, or moving, shoring, underpinning, razing or demolishing any building or structure. Underground damage
includes damage to wires, conduits, pipes, mains, sewers, tanks, tunnels, or any similar property beneath the surface
of the ground or water caused by and occurring during the use of mechanical equipment for the purpose of grading
land, paving, excavating, drilling, burrowing, filling, backfilling, or pile driving.
Copyright 1998 David G. Sayles Insurance Services