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The Landlord Isn't Responsible
Renters may believe their landlord's insurance will cover their belonging for
fire and other perils - but this is true only in very limited instances. A Tenant's
(Homeowners) Policy is the ticket for renters to cover that expensive computer, clothes,
furniture and all the other stuff one forgets about until it's time to move.
Don't overlook the liability portion in the Tenant's Policy. It protects the renter
against a non-auto claim of negligence by a third party. Such claims can come from any
activity: golf, boating, skiing or slamming the door on your pianist friend's hand.
Everyone needs liability protection, whether homeowner or renter. |
